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Redefining UPI CashWithdrawal for Enterprise Networks

A white-label platform that enables financial institutions and distribution networks to offer secure, QR-powered cash withdrawals. Built for scale, designed for operational control, and optimized to support high-volume transaction growth.

UPI cash withdrawal at a retail store
Secure encryption
Verified security
Cash withdrawal
Physical cash
Mobile UPI transactions

The Engine Behind Your UPI Cash Withdrawal Platform

Sec2Pay’s UPI Cash Withdrawal platform brings together QR-based withdrawals, transaction controls, and network management in a single solution. Built for secure, reliable, and high-volume operations, it provides complete visibility and control across your network while enabling seamless cash access for customers.

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Active B2B Partners

A New Layer of Cash Access Built on UPI

UPI Cash Withdrawal enables enterprises to deliver cash access through existing distributors and retailer networks.

The Reality

The Reality

UPI adoption continues to grow across India, but the demand for physical cash remains strong, especially in assisted and rural environments, indicating a dual need for digital payments and cash access. 

The Solution

The Solution

ATM infrastructure and AePS dependency create friction in last-mile banking. Sec2Pay helps enterprises address this gap through UPI-powered cash withdrawal software delivered via local retail networks. 

Your Opportunity

Your Opportunity

UPI Cash Withdrawal allows enterprises to address this service gap through their existing network, creating a new transaction-led revenue stream without significant infrastructure investment.  

Built for Modern Cash Withdrawal Services

Designed to support secure transactions, operational control, and network-wide scalability. 

Dynamic UPI QR Generation 

Dynamic UPI
QR Generation

Generate a unique UPI QR code for every transaction, ensuring secure processing, improved traceability, and enhanced transaction control.  

Universal UPI App Compatibility

Universal UPI
App Compatibility

Support withdrawals through all major UPI applications, enabling wider customer reach and a seamless transaction experience. 

Transaction Limits & Controls

Transaction Limits
& Controls

Built-in daily and monthly transaction limits help support operational oversight and align with applicable withdrawal guidelines.

High-Frequency Transaction  

High-Frequency
Transaction

Designed to handle continuous withdrawal demand, enabling enterprises to support higher transaction volumes.

Centralized Monitoring 

Centralized
Monitoring

Track transactions, monitor network activity, & access operational insights through a centralized management dashboard. 

24×7 Service Availability 

24×7 Service
Availability

Enable cash withdrawal services around the clock, ensuring uninterrupted access and greater service availability for customers.  

You Scale the Network. We Power the Infrastructure.

Sec2Pay delivers the complete software infrastructure needed to launch, manage, and scale UPI Cash Withdrawal services from a single platform. 

Settlement Management

Settlement Management

Automated settlement and reconciliation engine 

Commission Distribution

Commission Distribution

Automated multi-level commission management

Network Management

Network Management

Centralized management of users and network hierarchy

Reporting & Analytics 

Reporting & Analytics 

Real-time dashboards and transaction reporting

Deployment & Integration 

Deployment & Integration 

Ready-to-deploy platform with API integration support 

How UPI Cash Withdrawal Creates Business Value

Revenue Opportunities

Revenue Opportunities

Adds a high-frequency transaction service to your existing platform. 

Lower Dependency

Lower Dependency

Reduces dependency on AePS and ATM-based withdrawal channels.

Faster Processing 

Faster Processing 

Enables faster transaction processing with fewer operational dependencies. 

Network Activity

Network Activity

Increases activity and engagement across your retail network. 

Scalable Growth 

Scalable Growth 

Supports scalable growth without additional hardware investment.

Centralized Control 

Centralized Control 

Provides centralized visibility across transactions, users, and reporting. 

Who Is This For

You're in the Right Place If -

You Manage Large Payment Agent Networks 

Extend cash withdrawal services through your agents using UPI-enabled QR transactions with centralized tracking of activity and performance.

You Operate in Cash-Dependent Markets  

Enable instant cash access in regions where customers rely heavily on physical cash, increasing daily transaction flow across your network. 

You Require Secure and Controlled Transactions

Ensure every transaction is authenticated through dynamic QR and governed by predefined limits for better compliance and risk control.

You Aim to Scale High-Frequency Services

Drive consistent transaction volumes with a daily-use service that increases engagement, footfall, and network productivity. 

Launch UPI Cash Withdrawal Across Your Network

Choose Your Partner Model
Step 01

Choose Your Partner Model

White-Label Partner, Reseller Partner, or Enterprise Partner - UPI cash withdrawal software is included across all three plans.

Platform Setup
Step 02

Platform Setup

Configure your dashboard, wallet flows, transaction controls, and access. 

Build Your Network
Step 03

Build Your Network

Onboard retailers and agents, assign access, and enable withdrawal service.

Go Live And Earn
Step 04

Go Live And Earn

Start processing transactions with real-time tracking and settlements. 

Frequently Asked Questions

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Let’s Build Your Cash Withdrawal Network

Partner with Sec2Pay to enable secure, compliant, and scalable UPI cash withdrawal tailored to your business needs. 

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