Enterprise-Grade Account
Opening Infrastructure
Sec2Pay enables businesses to manage account opening operations at scale. With support for multiple partners and high transaction volumes, the platform simplifies customer onboarding and helps maintain operational consistency across distribution networks.
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Bank & Payment Integrations
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Platform Reliability
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Monthly Payments Transactions
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Active B2B Partners
A High-Demand Service Your
Network Can Deliver Every Day
Banking access remains a major gap in India’s last-mile markets.
The Reality
Over 190 million adults in India remain unbanked, while many others have limited access to nearby bank branches. In these areas, local retailers play a critical role in delivering everyday financial services.
The Solution
A centralized platform that enables your retailer network to open zero-balance savings accounts instantly-without the need for branch visits.
Your Opportunity
With Sec2Pay’s white-label solution, businesses can turn this demand into a scalable service-earning from every account opened while creating long-term value through AePS, money transfer, bill payments, and recharges.
Everything Your Network Needs to
Open and Manage Bank Accounts
Bank Account
Opening Engine
A white-label platform that helps your retailer network open bank accounts quickly.
Real-Time Application
Tracking
Track application status and progress instantly from a central dashboard
Multi-User Access
for Partners
Allow agents and partners to manage account opening efficiently
Automated Workflow
Management
Reduce manual steps with a streamlined onboarding process
Centralized
Dashboard
Monitor users, transactions, and network performance from one unified management platform.
Plug Into Your
Existing Network
Activate account opening services across your retailer network with ease.
We Handle the Platform.
You Scale the Network.
A fully managed bank account opening infrastructure built for scale.
Time to Go Live
Go live quickly within 24–48 hours
Reporting & Analytics
Built-in dashboard with real-time tracking
Notifications & Alerts
Integrated alerts and notification system
Service Integrations
All services in one unified platform
Reconciliation Process
Automated reconciliation for accurate settlements
Infrastructure Management
Fully managed system with no hosting effort
Built to Drive Consistent Revenue
and Stronger Network Loyalty
Recurring Revenue
Earn direct commission on every account opened.
Network Retention
Higher retailer earnings nhelp reduce network churn.
Cross-Service Value
Account holders return for AePS, DMT, recharge, and bill payments.
Wider Reach
Serve customers in rural and semi-urban markets with limited banking access.
Brand Authority
Deliver banking services under your own brand.
Who Is This For
You're in the Right Place If -
You want a high-value service with network-wide earnings
Bank account opening pays commissions to retailers, distributors, and master distributors on every activation - automatically, with no manual effort from your team.
You want to offer account opening without infrastructure complexity
Enter the market without establishing a direct banking partnership, building eKYC systems, or managing RBI compliance - Sec2Pay manages the entire backend.
Your network needs a stronger banking service layer
Add bank account opening as a premium service layer - increasing the value your retailers deliver to customers and the revenue they earn per interaction.
You already run a fintech or financial services business
If your network already handles recharge, AePS, or money transfer - bank account opening is the natural next service to add. It brings in new customers and deepens existing ones.
How to Get Started with Bank Account Opening Software
Choose Your Partner Model
White-Label Partner, Reseller Partner, or Enterprise - bank account opening software is available across all three models.
Platform Setup
Sec2Pay sets up your platform, including integrations, commission structures, and your admin dashboard-with full onboarding support.
Build Your Network
Onboard your master distributors, distributors, and retailers. Set commission structures for each tier.
Go Live And Earn
Start opening accounts instantly. Your operations run smoothly with automated processes and real-time commission tracking.
